All Loans
Most recent pay-stubs covering a 30-day period W-2 forms for the last 2 years Bank Statements for the last 2 months Check for appraisal and credit report Resident Alien Card/ Green Card (if applicable) Names and Addresses for employers for the past 24 months. If a student, transcript or diploma Purchases Copy of ratified Sales agreement Landlord information Re-finances Copy of latest Mortgage statement Name of agent and phone number for Hazard/Homeowner’s insurance Copy of Title Insurance Second Trust or Home Equity line of Credit Statement (if applicable) Self employed Corporate tax returns for the last two years Personal tax returns for the last two years Year to date Profit and Loss Statement
1. Build our business based on the referrals of satisfied customers and the commitment of vested employees.
2. Provide our customers superior evaluation and expert advice in planning the mortgage loan component of their personal budget.
3. Deliver the mortgage loan product chosen by our customer in a timely manner and at the best available price.
4. Establish and maintain industry standards in customer satisfaction, professional integrity and technological innovation.
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Excel Mortgage Inc.